I understand that feeling you guys are getting the house fever. Unfortunatelly, you are not going to like my suggestion, but I think you guys are not ready to buy a house, because, even with money people may not be ready to purchase a home, in your case you can buy a house with student loans that is not the biggest problem the problem becomes your income, if in the event you buy the house he loses his job who will take care of the mortgage, remember that people that the foreclosed on are the ones that have mortgages.So my suggestion is, start paying off the loans quickly so that you can spare income for savings, save save and save until you have a big savings account and when you have a full time job then think that you want a mortgage that is comfortable for you to pay in the event that he loses his job, or you guys break up or he passes away. Viceversa he also needs to make sure he can cover the mortgage if you can't.So you guys want a conventional loan, with a very good down payment enough that you can pay a comfortable mortgage payment and have a life.This takes time, so be patient. ------
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